Accountabilities and Key Roles:

• Analyze and review CR packages, to ensure capturing adequate level of data for risk calculation, structuring, and pricing.
• Ensure suitability of structure to purpose and sources of repayment.
• Identify risks, mitigates and exit strategies and ensure their appropriateness.
• Validate risk rating and ensure appropriateness of pricing as compared to risk.
• Ensure that CR packages are in line with set strategy, policies and guidelines.
• Generate CR executive summary reports in case of complex transactions.
• Investigate history of subject borrower, credit standing, and relationship with Arab Bank Plc (if any).
• Recommend and obtain approval / decline for credit requests.
• Communicate JCC’s decision regarding subject credit requests to concerned hubs, branches, and subsidiaries.
• Ensure the integrity and quality of data and data analysis.

Job Requirements:

Education:

• Bachelor’s Degree in Accounting, Finance or any related field from a recognized university.

Experience:

• 2+ years of experience in credit Corporate filed in an international bank or financial institution.

Competencies:

• Fluent in English and Arabic
• Excellent computer skills (MS Office).
• Solid communication and presentation skills.
• Ability to deliver results against tight deadlines.
• Proven analytical and modeling skills and thorough understanding of financial statements.
• Strong understanding of market requirements and cyclical industries.